January 12, 2019
Millions of people use dental insurance benefits every year, but a large percentage don’t quite understand all the ways in which it works. One of the most common questions people have revolves around the “in-network vs. out-of-network” attributes and what they mean for your benefits. The fact is, being forced to see a certain dentist isn’t always ideal. Depending on your plan, it actually can be worth seeing a dentist in Carrollton who’s out-of-network. Take a moment to learn why!
The Difference Between In-Network and Out-of-Network
When you visit a dentist that is in-network, it simply means that they have signed onto a contract with a health insurance company. By signing on to this contract, they agree to certain negotiated rates for dental care services. In contrast, out-of-network dentists have not agreed to these rates, therefore giving them more freedom to determine the price of care.
For example, if you pay for a treatment that costs $250, an in-network dentist agrees to a certain discount the insurance company provides. Let’s say this discount is $75. Afterwards, your insurance plan covers a certain portion of that cost, say $100. After all is said and done, you end up paying for the remainder, which is $75.
What Benefits Can You Expect?
While out-of-network dentists are known as being more expensive, that doesn’t necessarily guarantee that they will be that much more expensive than an in-network dentist. In many cases, the costs are comparable because people can use dental benefits from their existing dental insurance plan. Even if this isn’t doable in your situation, the out-of-network dentist will explain their practice’s service fee schedule or outline the amounts that your insurance plan doesn’t cover ahead of time.
Furthermore, being in-network means you’re forced to see either a specific dentist in your area or a group of dentists that don’t necessarily meet your needs. Choosing a dentist who’s out-of-network may be necessary if you require a certain approach or philosophy with your dental care.
Why People Choose Dr. Campbell’s Practice
If you wish that your dental practice was more personable than your typical location, you’ll be happy to learn that Dr. Campbell puts a large emphasis on community, faith and dignity when providing your care. Him and his team like to know what’s going on in neighbor’s lives and do everything he can to provide the best care possible. As a dental ministry, his relationship with God only enhances his degree of excellence and caring provided to you as a patient. That’s not something you’d find with any typical dental practice, especially if they are in-network.
By choosing his practice for care, you can also expect:
- A comprehensive list of preventive, restorative and cosmetic services
- Sedation therapy for those with anxiety or fear of dental visits
- Affordable financing plans for more manageable payments
Schedule an appointment with his office today and learn the difference out-of-network dentists have to offer!
About the Author
Dr. Henry A. Campbell earned his DDS degree from the Baylor College of Dentistry. He’s fully committed to staying updated on the latest techniques in dentistry through continuing education and is a member of multiple dental associations. To learn more about his dental philosophy and treatments, you can contact him through his website.
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